ZIP 60540 is where Naperville began — and where it still feels most like a city. This is the zip code that contains the Riverwalk, the downtown dining and shopping district along Washington Street and 5th Avenue, and some of the most character-rich residential streets in DuPage County.
Homes here range from 1920s Craftsman bungalows on quiet, tree-canopied blocks to modern infill construction that commands a premium for its walkability. A renovated Colonial in Old Naperville might list at $750,000; a new-build townhome near the Metra station could ask $550,000. Condos and lofts above downtown storefronts start in the mid-$300s — a rarity in a city known for single-family dominance.
Families in 60540 are served by Community Unit School District 203, which anchors two high schools — Naperville Central and Naperville North. Central, located squarely in 60540, is a U.S. News Gold Medal school that regularly places in the top 3% nationally. Elementary and junior high schools across the district maintain 97%+ graduation rates and AP enrollment rates among the highest in Illinois.
The commute story is equally strong. The Naperville Metra BNSF station sits at the edge of downtown, offering 33–45 minute express service to Chicago's Union Station. I-88 is accessible within minutes from the north side. For buyers who work in the city but want suburban school quality and walkable daily life, 60540 is the rare zip code that delivers both.
Notable neighborhoods include Old Naperville (the original town grid — Craftsman, Colonial, and Tudor homes with genuine sidewalk culture), River Run (established family enclave with mature trees and proximity to downtown), and The Highlands (north-side residential with 1970s–1990s stock and strong resale). If you want space over walkability, 60563 and 60564 may suit you better — but nothing else in the city matches 60540 for character and convenience.
The median home price in ZIP 60540 ranges from approximately $350,000 for entry-level condos and bungalows to over $1,100,000 for renovated historic homes and new-construction infill near downtown Naperville.
ZIP 60540 is served primarily by Community Unit School District 203, home to Naperville Central High School — a U.S. News Gold Medal school consistently ranked in the top 3% nationally.
Key neighborhoods in 60540 include Old Naperville (historic downtown area with Craftsman and Colonial homes), River Run (tree-lined streets close to downtown), and The Highlands (established north-side residential area).
ZIP 60540 is entirely within DuPage County. It covers downtown Naperville and the north side of the city, including the Riverwalk district and the historic core.
Yes — downtown Naperville (within 60540) is the most walkable area in the city. Residents can walk to restaurants, shops, the Riverwalk, Centennial Beach, and the Metra BNSF station.
ZIP 60540 offers the widest variety: 1920s–1970s bungalows and ranches, renovated Colonials, downtown condos and lofts, new-construction infill homes, and townhomes near the Metra station.
Whether you're buying your first downtown condo or selling a family home in Old Naperville, we know every block in this zip code.